We’re supposed to be saving for a car, amongst other things, so I’ve decided to publicly out us as consumers. This is a first world problem, I know. Forgive me if I sound like an annoying brat in this post. It’s not my intention.
Ben and I used to live on one minimum wage income when I first moved to NZ and wasn’t able to obtain a working permit right away. We’ve come a long way since then.
We aren’t materialistic people (at least I don’t think I am?). My pets, friends, and family mean more to me than any of my belongings. Things can be replaced. They come and go from our lives, and that’s the way I like it. I think when you move across the world with only two suitcases of belongings, you realize that your life isn’t made up of what you have.
We don’t have many big new shiny things. Ben’s mobile phone has been dropped into a furnace and looks like a burned piece of plastic, but he doesn’t want to buy a new one because it still works (I think it could actually be hazardous to his health). Mine is a lovely hand-me-down from an awesome coworker. We did just buy The Beast, but that was on our list of things we were saving for, and we are using it daily!
But we keep buying little things lately. Maybe it’s because we’re finally at a point of being comfortable with two full-time incomes (this has never been the case for us while we’ve been together).
For instance, Ben got a hammock the other day, when he got our new garden security.
I’m really happy he got the hammock (and the garden critters), because I know he’s wanted one for years, and we’ve never had anywhere to put one. And it only cost $20 so I can’t really get mad at him for it, either, since it’s not like he spent a fortune. He loves it, and will get many hours of enjoyment out of it.
But we both do this. We buy little things that we don’t need because we want them. And these little things eat away at our paychecks.
Pizza. Garden security. Or things like Winter’s paw happen and eat away more money (that was needed and not wanted, but just an example of what happens).
It has to stop if we’re going to save for the things we actually really would like to have in the future.
I’m making a pact with myself. No more needless spending. I shall be nagging Ben too, in the most loving way. We’ll see if he thinks it’s loving? Harhar!
I’m also going to make a list of what we’re saving for and stick it on the fridge so we see it every morning, and so we can focus on that. Seeing things helps.
Sadly we’ve never been the budgeting type (unless we absolutely had to, for things like immigration fees, or when we only had one income, etc.), and I know you’ll probably think that’s ridiculous. Maybe it’s time to go back to a strict budget.
Is there anything you’re saving for? Do you have any saving tips that you found made it easier for you or your family?